Academic mock-up — Auxo Banque is an entirely fictional institution, built as part of a graduate thesis. It does not correspond to any real bank. No data entered is transmitted or stored.

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Your questions, direct answers.

Eight topics cover most incoming requests. If the answer is not there, support takes over.

Accounts

How do I open an account?
The journey happens online in a few guided steps: choose the account, enter personal details, upload documents, verify identity, then confirm. In this mock-up, no data is actually transmitted.
Which documents are required?
A valid ID document, a recent proof of address and, depending on the account, proof of activity or status (student, sole trader, company).
Can I hold several accounts?
Yes: a current account, a joint account, savings accounts and accounts dedicated to a professional activity can coexist in a single customer space.

Loans

How is a loan application reviewed?
The review looks at repayment capacity, income stability, residual living budget and overall debt level. An in-principle answer always precedes the final offer.
Is a simulation binding?
No. Simulations shown on this site are indicative and constitute neither an offer nor a financing agreement.
Can I repay early?
Early repayment conditions appear in each product sheet and in the loan offer provided before signature.

Savings

Which solution fits my goal?
Emergency savings available at any time, project savings over a few years, long-term retirement savings: the Savings page presents each case with its availability constraints.
Are displayed yields guaranteed?
No. Displayed values are educational orders of magnitude. No yield is promised in this mock-up.

Insurance

How do I get a quote?
From the Insurance page, pick the relevant need then start a quote request: an advisor comes back with a priced proposal.
Is borrower insurance mandatory?
It is generally required for a mortgage. The choice of insurer remains free, provided the required cover is met.

Investing

Is a minimum capital required?
Entry amounts vary by solution. Some allow small scheduled contributions.
How is my risk profile determined?
From your investment horizon, your tolerance to fluctuations and your overall financial situation, during a meeting with an advisor.

Security

Can the bank ask for my password?
Never. No advisor asks for a password, a validation code or a so-called “security” transfer.
What if I see a suspicious transaction?
Block the card immediately, change your password, then report the incident via the Security page or support.

Services

Is the site available in several languages?
The mock-up is available in French and English; the switcher sits at the top of every page.
How do I follow a request?
The request tracking page lets you enter a reference and an email address to display a demonstration status.

Contact

How do I reach an advisor?
Through the contact form, the online appointment booking, or the help centre which lists every channel.
Are my messages actually sent?
No: this site is an academic mock-up in demonstration mode. No message is transmitted or stored.

Can’t find your answer?

The help centre gathers every contact channel and the most common requests.

Go to support