/* ============================================================
   BANQUE D'ESCOMPTE — homepage.css — identité "IRIS"
   ============================================================ */

/* ── Disclaimer bar ── */
.disclaimer{
  background:var(--void);color:var(--text-inv-soft);
  font-size:12.5px;text-align:center;padding:9px 20px;
}
.disclaimer strong{color:var(--text-inv);font-weight:600;}

/* ============================================================
   NAV (verre, sticky) + menus déroulants + menu mobile
   Classes JS : .nav-links.open (menu mobile),
                .nav-item.is-open (dropdown ouvert),
                .nav.is-scrolled, body.menu-open
   ============================================================ */
.nav{
  position:sticky;top:0;z-index:200;
  background:rgba(246,247,251,0.72);
  backdrop-filter:blur(14px) saturate(160%);
  -webkit-backdrop-filter:blur(14px) saturate(160%);
  border-bottom:1px solid transparent;
  transition:background .3s ease, border-color .3s ease, box-shadow .3s ease;
}
.nav.is-scrolled{border-color:var(--line-light);box-shadow:0 12px 30px rgba(8,10,18,0.06);}
.nav-inner{display:flex;align-items:center;justify-content:space-between;gap:16px;height:76px;}

.logo{display:flex;align-items:center;flex:0 0 auto;font-family:var(--display);font-weight:600;font-size:19px;}
.logo-image{height:52px;width:auto;min-width:80px;max-width:none;display:block;object-fit:contain;}

.nav-links{display:flex;align-items:center;gap:2px;list-style:none;margin:0;padding:0;}
.nav-item{position:relative;}
.nav-links > .nav-item.nav-mobile-only{display:none;}

/* Liens de 1er niveau uniquement (pas ceux des dropdowns) */
.nav-links > .nav-item > a,
.nav-link-btn{
  position:relative;display:flex;align-items:center;gap:6px;
  font:inherit;font-size:14.5px;font-weight:500;color:var(--text-soft);
  background:none;border:0;cursor:pointer;white-space:nowrap;
  padding:10px 14px;border-radius:var(--radius-sm);transition:color .2s;
}
.nav-links > .nav-item > a::after,
.nav-link-btn::after{
  content:'';position:absolute;left:14px;right:14px;bottom:6px;height:2px;
  background:var(--iris);border-radius:2px;transform:scaleX(0);transform-origin:left;
  transition:transform .25s ease;
}
.nav-links > .nav-item > a:hover,
.nav-link-btn:hover,
.nav-item.is-open > .nav-link-btn,
.nav-links > .nav-item > a[aria-current="page"]{color:var(--text);}
.nav-links > .nav-item > a:hover::after,
.nav-links > .nav-item > a[aria-current="page"]::after,
.nav-item.is-open > .nav-link-btn::after{transform:scaleX(1);}

.chev{
  width:7px;height:7px;flex-shrink:0;
  border-right:1.5px solid currentColor;border-bottom:1.5px solid currentColor;
  transform:rotate(45deg) translateY(-2px);transition:transform .2s;
}
.nav-item.is-open > .nav-link-btn .chev{transform:rotate(-135deg) translateY(-2px);}

/* Dropdowns (desktop) */
.nav-dropdown{
  position:absolute;top:100%;left:0;margin-top:8px;min-width:280px;
  background:var(--bg);border:1px solid var(--line-light);border-radius:var(--radius);
  box-shadow:0 24px 48px rgba(8,10,18,0.12);padding:10px;
  opacity:0;visibility:hidden;transform:translateY(6px);
  transition:opacity .2s ease, transform .2s ease, visibility .2s;
  z-index:210;
}
.nav-dropdown::before{content:'';position:absolute;left:0;right:0;top:-10px;height:10px;} /* pont de survol */
.nav-dropdown-right{left:auto;right:0;}
.nav-dropdown-mega{
  display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:4px;
  width:min(640px,calc(100vw - 48px));
}
.nav-dropdown a{
  display:block;padding:12px 14px;border-radius:var(--radius-sm);
  color:var(--text);transition:background .2s;
}
.nav-dropdown a:hover,.nav-dropdown a:focus-visible{background:var(--iris-soft);}
.dd-title{display:flex;align-items:center;gap:10px;font-weight:600;font-size:14.5px;}
.dd-icon{
  display:inline-flex;align-items:center;justify-content:center;flex-shrink:0;
  width:28px;height:28px;border-radius:8px;background:var(--iris-soft);
  color:var(--iris);font-family:var(--display);font-weight:700;font-size:13px;
}
.dd-desc{display:block;margin:4px 0 0 38px;font-size:12.5px;color:var(--text-soft);line-height:1.4;}

/* Ouverture : survol (desktop avec souris) ou clic (.is-open) */
@media (hover:hover) and (min-width:1081px){
  .nav-item:hover > .nav-dropdown{opacity:1;visibility:visible;transform:none;}
  .nav-item:hover > .nav-link-btn .chev{transform:rotate(-135deg) translateY(-2px);}
}
.nav-item.is-open > .nav-dropdown{opacity:1;visibility:visible;transform:none;}

.nav-right{display:flex;align-items:center;gap:12px;flex-shrink:0;}
.lang-switch{display:flex;border:1px solid var(--line-light);border-radius:var(--radius-pill);overflow:hidden;padding:2px;}
.lang-switch a{padding:6px 12px;font-size:12px;font-weight:700;color:var(--text-soft);border-radius:var(--radius-pill);}
.lang-switch a.active{background:var(--void);color:var(--paper);}

.nav-toggle{display:none;background:none;border:none;cursor:pointer;width:40px;height:40px;flex-direction:column;justify-content:center;gap:5px;flex-shrink:0;}
.nav-toggle span{display:block;width:22px;height:1.5px;background:var(--text);margin:0 auto;transition:transform .2s, opacity .2s;}
.nav-toggle[aria-expanded="true"] span:nth-child(1){transform:translateY(6.5px) rotate(45deg);}
.nav-toggle[aria-expanded="true"] span:nth-child(2){opacity:0;}
.nav-toggle[aria-expanded="true"] span:nth-child(3){transform:translateY(-6.5px) rotate(-45deg);}

body.menu-open{overflow:hidden;}

/* Écrans moyens : on resserre avant de passer en burger */
@media (max-width:1280px){
  .nav-links > .nav-item > a,.nav-link-btn{padding:10px 10px;font-size:14px;}
  .nav-right .btn{padding-left:16px;padding-right:16px;}
}

/* ── Mobile / tablette : menu burger ── */
@media (max-width:1080px){
  .nav-inner{height:68px;}
  .logo-image{height:44px;}
  .nav-toggle{display:flex;}
  .nav-right .btn{display:none;}   /* boutons de compte : dans le menu burger */

  .nav-links{display:none;}
  .nav-links.open{
    display:flex;flex-direction:column;align-items:stretch;gap:0;
    position:absolute;top:100%;left:0;right:0;   /* PAS fixed : .nav a un backdrop-filter */
    height:calc(100vh - 68px);height:calc(100dvh - 68px);
    background:var(--bg);padding:8px 24px 40px;overflow-y:auto;
    z-index:190;border-top:1px solid var(--line-light);
  }
  .nav-links.open > .nav-item{border-bottom:1px solid var(--line-light);}
  .nav-links.open > .nav-item > a,
  .nav-links.open .nav-link-btn{
    width:100%;justify-content:space-between;padding:18px 0;font-size:18px;color:var(--text);
  }
  .nav-links.open > .nav-item > a::after,
  .nav-links.open .nav-link-btn::after{display:none;}

  /* Dropdowns en accordéon */
  .nav-dropdown,.nav-dropdown-right{
    position:static;display:none;min-width:0;width:auto;margin:0;
    opacity:1;visibility:visible;transform:none;
    border:0;box-shadow:none;background:transparent;padding:0 0 12px 8px;
  }
  .nav-dropdown::before{display:none;}
  .nav-item.is-open > .nav-dropdown{display:block;}
  .nav-item.is-open > .nav-dropdown-mega{display:grid;grid-template-columns:1fr;}
  .nav-dropdown a{padding:12px 8px;}
  .nav-dropdown a::after{display:none;}

  .nav-links.open > .nav-item.nav-mobile-only{display:flex;flex-direction:column;gap:12px;padding:24px 0 0;border-bottom:0;}
  .nav-links.open > .nav-item.nav-mobile-only > a.btn{
    width:100%;justify-content:center;text-align:center;
    padding:14px 20px;font-size:16px;border-bottom:0;
  }
  .nav-links.open > .nav-item.nav-mobile-only > a.btn-primary{color:#fff;}
}

@media (max-width:600px){
  .nav-inner{gap:8px;}
  .logo-image{height:38px;}
  .nav-right{gap:8px;}
  .lang-switch a{padding:5px 9px;}
}

/* ── Hero : composition abstraite, sans photo ── */
.hero{
  position:relative;
  background:var(--void);
  color:var(--text-inv);
  overflow:hidden;
}
.hero::before{
  content:'';position:absolute;inset:-20% -10% auto auto;width:64%;height:120%;
  background:radial-gradient(closest-side, rgba(74,70,245,0.55), rgba(74,70,245,0) 70%);
  filter:blur(10px);pointer-events:none;
}
.hero::after{
  content:'';position:absolute;left:-10%;bottom:-30%;width:46%;height:90%;
  background:radial-gradient(closest-side, rgba(199,162,74,0.28), rgba(199,162,74,0) 70%);
  filter:blur(10px);pointer-events:none;
}
.hero-media{position:relative;min-height:100vh;display:flex;align-items:center;padding:150px 0 80px;}
.hero-grid{
  position:relative;z-index:2;display:grid;grid-template-columns:1.05fr 0.95fr;gap:56px;align-items:center;width:100%;
}
.ledger-grid{position:absolute;inset:0;pointer-events:none;opacity:0.35;z-index:1;}
.hero-inner h1{max-width:640px;color:var(--text-inv);}
.hero-inner h1 .accent{
  background:linear-gradient(100deg,var(--iris-on-void),var(--gold));
  -webkit-background-clip:text;background-clip:text;color:transparent;
}
.hero-lead{font-size:17.5px;color:var(--text-inv-soft);max-width:480px;margin:26px 0 36px;}
.hero-actions{display:flex;gap:16px;flex-wrap:wrap;}
.hero-meta{
  display:flex;gap:40px;flex-wrap:wrap;
  margin-top:60px;padding-top:28px;border-top:1px solid var(--line);
  max-width:760px;
}
.hero-meta div{font-size:12.5px;color:var(--text-inv-soft);}
.hero-meta strong{display:block;font-family:var(--display);font-size:1.6rem;color:var(--text-inv);font-weight:600;margin-bottom:4px;}

/* ── Hero visual : orbe + carte flottante (pur CSS/SVG) ── */
.hero-visual{position:relative;z-index:2;height:460px;display:flex;align-items:center;justify-content:center;}
.hero-orb{
  position:absolute;width:340px;height:340px;border-radius:50%;
  background:conic-gradient(from 140deg, var(--iris), var(--gold), var(--iris-on-void), var(--iris));
  filter:blur(2px);opacity:0.9;
  -webkit-mask:radial-gradient(closest-side, #000 68%, transparent 70%);
  mask:radial-gradient(closest-side, #000 68%, transparent 70%);
  animation:spin 22s linear infinite;
}
@keyframes spin{to{transform:rotate(360deg);}}
.hero-ring{
  position:absolute;width:420px;height:420px;border-radius:50%;
  border:1px solid rgba(246,247,251,0.14);
}
.hero-card{
  position:relative;z-index:3;width:280px;background:rgba(20,22,36,0.72);
  border:1px solid rgba(246,247,251,0.14);border-radius:var(--radius);
  padding:24px;backdrop-filter:blur(18px);-webkit-backdrop-filter:blur(18px);
  box-shadow:0 30px 60px rgba(0,0,0,0.4);
}
.hero-card .hc-label{font-size:11px;text-transform:uppercase;letter-spacing:.08em;color:var(--text-inv-soft);}
.hero-card .hc-value{font-family:var(--display);font-size:2rem;font-weight:600;color:var(--text-inv);margin:8px 0 14px;}
.hero-card .hc-bars{display:flex;align-items:flex-end;gap:6px;height:56px;}
.hero-card .hc-bars span{flex:1;background:linear-gradient(180deg,var(--iris-on-void),var(--iris));border-radius:3px 3px 0 0;opacity:.85;}
@media (prefers-reduced-motion: reduce){.hero-orb{animation:none;}}
@media (max-width:980px){
  .hero-grid{grid-template-columns:1fr;}
  .hero-visual{height:340px;margin-top:8px;}
  .hero-orb{width:240px;height:240px;}
  .hero-ring{width:300px;height:300px;}
  .hero-card{width:240px;}
}
@media (max-width:700px){
  .hero-media{min-height:auto;padding:130px 0 56px;}
}

/* ── Trust strip ── */
.trust{background:var(--bg-deep);border-bottom:1px solid var(--line-light);padding:26px 0;}
.trust-inner{display:flex;justify-content:center;gap:44px;flex-wrap:wrap;list-style:none;}
.trust-inner li{display:flex;align-items:center;gap:10px;font-size:13.5px;font-weight:500;color:var(--text-soft);}
.trust-inner li::before{content:'';width:7px;height:7px;border-radius:50%;background:var(--iris);flex-shrink:0;}

/* ── Quick access grid (7 tuiles) ── */
.quick-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;}
.quick-card{
  background:var(--bg);border:1px solid var(--line-light);border-radius:var(--radius);
  padding:26px 22px;transition:transform .22s ease, box-shadow .22s ease, border-color .22s ease;
}
.quick-card:hover{transform:translateY(-4px);border-color:var(--iris);box-shadow:0 16px 34px rgba(74,70,245,0.14);}
.quick-card .qc-icon{
  width:42px;height:42px;border-radius:11px;margin-bottom:16px;
  background:var(--iris-soft);display:flex;align-items:center;justify-content:center;
  color:var(--iris);font-family:var(--display);font-weight:700;font-size:16px;
}
.quick-card h4{font-family:var(--display);font-weight:600;font-size:1.02rem;margin-bottom:6px;}
.quick-card p{font-size:13px;color:var(--text-soft);}
.quick-card.wide{grid-column:span 2;}
@media (max-width:980px){.quick-grid{grid-template-columns:repeat(2,1fr);} .quick-card.wide{grid-column:span 2;}}
@media (max-width:560px){.quick-grid{grid-template-columns:1fr;} .quick-card.wide{grid-column:span 1;}}

/* ── Digital overview (module cards) ── */
.module-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr;grid-template-rows:auto auto;gap:14px;}
.module{background:var(--bg);border:1px solid var(--line-light);border-radius:var(--radius);padding:36px 32px;display:flex;flex-direction:column;justify-content:space-between;min-height:220px;transition:transform .22s ease, box-shadow .22s ease;}
.module.is-primary{grid-row:span 2;background:var(--void);color:var(--text-inv);border-color:var(--line);}
.module.is-primary h3{color:var(--text-inv);}
.module.is-primary p{color:var(--text-inv-soft);}
.module:hover{transform:translateY(-4px);box-shadow:0 18px 36px rgba(8,10,18,0.08);}
.module.is-primary:hover{box-shadow:0 22px 44px rgba(0,0,0,0.32);}
.module h3{margin-bottom:10px;}
.module p{font-size:14px;color:var(--text-soft);}
.module .tag{display:inline-block;margin-top:18px;font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:.04em;color:var(--iris);}
.module.is-primary .tag{color:var(--iris-on-void);}
@media (max-width:860px){
  .module-grid{grid-template-columns:1fr;}
  .module.is-primary{grid-row:auto;}
}

/* ── Quote / positioning statement ── */
.statement{background:var(--void);color:var(--text-inv);padding:130px 0;position:relative;overflow:hidden;}
.statement::before{
  content:'';position:absolute;inset:auto -10% -40% auto;width:50%;height:80%;
  background:radial-gradient(closest-side, rgba(199,162,74,0.22), transparent 70%);
}
.statement blockquote{
  position:relative;z-index:1;
  font-family:var(--display);font-weight:600;font-style:normal;
  font-size:clamp(1.6rem,3.4vw,2.5rem);line-height:1.28;max-width:880px;
}
.statement blockquote .accent{color:var(--iris-on-void);}
.statement .statement-foot{position:relative;z-index:1;margin-top:28px;font-size:13px;color:var(--text-inv-soft);}

/* ── CTA final ── */
.cta-final{
  position:relative;overflow:hidden;
  background:linear-gradient(135deg,var(--iris) 0%,var(--iris-deep) 100%);color:#fff;
  border-radius:var(--radius);
  padding:64px 52px;display:flex;justify-content:space-between;align-items:center;gap:32px;flex-wrap:wrap;
}
.cta-final h2{margin-bottom:10px;color:#fff;}
.cta-final p{color:rgba(255,255,255,0.82);font-size:15px;}
.cta-final .btn-primary{background:#fff;color:var(--iris-deep);box-shadow:0 10px 24px rgba(0,0,0,0.18);}
.cta-final .btn-primary:hover{box-shadow:0 14px 30px rgba(0,0,0,0.24);}
@media (max-width:700px){
  .cta-final{padding:44px 28px;}
  .statement{padding:80px 0;}
}